1. Fire & Allied Perils

This insurance provides  cover against loss or damage from fire, lightning, explosion (of domestic boilers), and other related perils.

  1. Office Combined Insurance

This insurance is designed to provide  cover on office contents as summarized below;

Section A – General Office Contents (Furniture, fixtures and fittings)

Loss of or damage arising from fire, lightning, explosion; thunderbolt, subterranean fire, riot and strike, malicious intent, storm, tempest, flood; bursting or overflowing of water tanks, apparatus or pipes, aircraft or other aerial devices or articles dropped there from, impact by any road vehicle or animal not belonging to the insured; theft or any attempt

Section B – All Risks (Office Machines & Equipment)

Loss of or damage to insured property by any cause other than those specifically excluded in the policy.

  1. House-owner’s/ Householder’s Insurance Policy

The policy provides insurance cover in the event of loss of or damage to the building arising from Fire, lightning, explosion, housebreaking, earthquake, riot & strike, malicious damage, theft or any attempt thereof, storm, tempest, flood, aircraft and other aerial devices, bursting or overflowing of water apparatus or pipes, and breakage of fixed sanitary ware

  1. Consequential Loss

This policy provides cover against loss of profit due to reduction in turnover and increase in cost of working (increase in cost of working is additional expenditure necessarily and reasonably incurred for the sole purpose of avoiding or diminishing the reduction in Turnover, which, but for that expenditure, would have taken place during the Indemnity Period in consequence of the Damage) as a result of Interruption of or interference with business carried on by the insured at the premises following loss/destruction or damage covered under the fire policy to the property used by the insured.

  1. Computers-electronic equipment

Provides cover to computers/accessories and other electronic equipment against any unforeseen and sudden physical loss or damage from any cause other than those specifically excluded.